Billing Terms & Conditions

Payment Services

  1. All payments in respect of the Products shall be made to Belgaum District Co-operative Milk Producers' Societies Union Ltd through the Platform. To the extent permitted by applicable law and subject to BEMUL Privacy Policy, you acknowledge and agree that BEMUL may use certain third-party vendors and service providers, including payment gateways, to process payments and manage payment card information.
  2. In order to make payments online, You undertake to use a valid payment card or bank details or third party wallets or details required for any other mode of payment ("Payment Details") with the authority to use the same, to have sufficient funds or credit available to complete the payment on the Platform in good standing. By providing the Payment Details, You represent, warrant, and covenant that:
    • You are legally authorized to provide such Payment Details;
    • You are legally authorized to perform payments using such Payment Details; and
    • such action does not violate the terms and conditions applicable to Your use of such Payment Details or applicable law.
    You agree that You are responsible for any fees charged by Your mobile carrier in connection with Your use of the payment services through Your mobile. BEMUL shall use the Payment Details as described in BEMUL's Privacy Policy. You may add, delete, and edit the Payment Details You have provided from time to time through the Platform.
  3. The payment receipt / confirmation of status for completion of a transaction shall be made available on the Mobile App / Platform.
  4. Except to the extent otherwise required by applicable law, BEMUL is not liable for any payments authorized through the Platform using Your Payment Details. Particularly, BEMUL is not liable for any payments that do not complete because:
    • Your payment card or bank account or third party wallet does not contain sufficient funds to complete the transaction or the transaction exceeds the credit limit in respect of the Payment Details provided;
    • You have not provided BEMUL with correct Payment Details;
    • Your payment card has expired; or
    • circumstances beyond BEMUL's control (such as, but not limited to, power outages, interruptions of cellular service, or any other interferences from an outside force) prevent the execution of the transaction.
  5. The Platform shall not be responsible for any unauthorised transactions conducted on our Platform using Your payment card or internet banking. The Platform shall not be obligated to refund any money to You in such instances.
  6. All information that is collected at the time of payment, like card details, names, passwords etc. are encrypted using Secure Socket Layer (SSL) coding.
  7. BEMUL reserves the rights to revise the shipping charges from time to time at its sole discretion without any requirement to notify you of the same. The shipping charge may or may not be discounted or removed on account of any voucher, discount or any promotional scheme. You will be shown the applicable fee before checking out and finishing your order placement.

Terms Of Use

These terms of use ("Terms of Use") mandate the terms on which the users ("You" or "Your" or "Yourself" or "User") access and/or register on the app 'BEMUL Indent' (licensed by BEMUL Limited) operated and managed by Belgaum District Co-operative Milk Producers' Societies Union Ltd ("BEMUL" or "BEMUL Ltd." or "Us" or "Our" or "We"), collectively referred to as, "the Platform". The Platform acts as a mere facilitator between the sellers registered on the Platform ("Seller") and buyers purchasing or interested in purchasing the products sold under the brand name/trademarks of BEMUL Ltd. ("Nandini") available for sale on the Platform ("Products").

By accessing the Platform, registering on the Platform, taking any action on the Platform and /or using our services offered on the Platform, You accept this Terms of Use and the Privacy Policy and agree to be legally bound by the same. These Terms of Use apply to all users of the Platform, including users who are browsers, Sellers, customers, merchants and / or contributors of content. You acknowledge that the Terms of Use and the Privacy Policy constitute an agreement between You and BEMUL. Please read the Terms of Use and Privacy Policy carefully before using or registering on the Platform or accessing any material or information through the Platform.

BEMUL retains an unconditional right to modify or amend the Terms of Use without any requirement to notify You of the same. Any new tools, features or offers which are added to the Platform shall also be subject to the Terms of Use. It shall be Your responsibility to check the Terms of Use periodically for changes. Your acceptance of the amended Terms of Use shall signify Your consent to such changes and agreement to be legally bound by the same.

1. Eligibility to Use Services

2. User Account, Password and Security

3. Payment Services

4. Pricing and Modifications

5. Cancellation, Returns and Exchange

6. Use of Platform

You undertake not to host, display, upload, modify, publish, transmit, update or share any information that:

Further, You undertake not to:

Except as expressly indicated herein, BEMUL hereby grants You a non-exclusive, freely revocable (upon notice from BEMUL), non-transferable access to view any content available on the Platform, subject to the following conditions:

7. Intellectual Property Rights

8. Disclaimer of Warranties & Liability

You expressly understand and agree that, to the maximum extent permitted by applicable law:

BEMUL has endeavoured to ensure that all the information on the Platform is correct, but BEMUL neither warrants nor makes any representations regarding the quality, accuracy or completeness of any data, information regarding the Products or otherwise. BEMUL shall not be responsible for the delay or inability to use the Platform or related functionalities, the provision of or failure to provide functionalities, or for any information, software, functionalities and related graphics obtained through the Platform, or otherwise arising out of the use of the Platform, whether based on contract, tort, negligence, strict liability or otherwise. Further, BEMUL shall not be held responsible for non-availability of the Platform during periodic maintenance operations or any unplanned suspension of access to the Platform that may occur due to technical reasons or for any reason beyond BEMUL's control.

Electronic Communications

When you visit the Website/ mobile site /chatbot or send us emails, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Website/mobile site/chatbot/SMS/Whatsapp/RCS. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Governing Law and Jurisdiction

The Terms of Use and the Policies shall be construed in accordance with the applicable laws of India.

Without any prejudice to particulars listed, BEMUL shall have the right to seek and obtain any injunctive, provisional or interim relief from any court of competent jurisdiction to protect its trade-mark or other intellectual property rights or confidential information or to preserve the status quo pending arbitration.

Terms and Conditions

  1. The delivery may be delayed due to unforeseeable circumstances.
  2. Discount cannot be clubbed with any other offer / scheme.
  3. If any of the product related to offer is returned, the refund will equal the amount you paid for the product subject to applicable refund policies.

Refund Process

Customer requests for a refund when Order Not Delivered/Item has not delivered/Damaged Item received, then the refund would be considered and processed by BEMUL team post validation/inspection.

Refund back into customer's bank Account (This will take 10-12 days to reflect in account).

• BEMUL reserves the right, at its sole discretion on refunds.